Why We Exist

$11B+ in vehicle fraud drains lenders and large fleets every year. Most of it happens after the paperwork is “done”—in the quiet gaps where visibility fades and assets move. VINify exists to close those gaps with continuous surveillance and human intelligence so your team can see risks sooner, act faster, and keep more of what you’ve already earned.

Get My 100 VIN Audit

The Problem We’re Solving (And Why It’s So Hard)

Blind spots after the loan or rental begins

Post-transaction schemes—retitling, illegal export, identity manipulation, cloning—don’t show up in your origination stack.

Speed favors bad actors

When a high-risk event hits (e.g., a customs movement or title change), the recovery clock starts. Days—and sometimes hours—matter.

Signals are scattered

The telltale clues live across disconnected systems and agencies—none built to warn you in time.


Teams are stretched

Fraud, risk, collections, and legal feel the pain, but each only sees part of the picture.

Our Belief

You don’t need more dashboards—
you need earlier, clearer signals and a team that knows what to do with them.

How We Help

VINify is a service provider that partners with your leaders in fraud, risk, collections, and legal to give you:

Continuous surveillance

Ongoing monitoring of high-consequence vehicle events and patterns that typically surface too late.

Early insight

Plain-English alerts that separate noise from signal and tell you what changed, why it matters, and the recommended action.

Human intelligence

Seasoned experts who spot patterns, pressure-test scenarios, and coordinate with your team to move quickly when timing is critical.

Operational lift

We plug into your workflows, not the other way around—accelerating decisions without adding internal burden.

What You Get

Faster recoveries & fewer write-offs.
Lower exposure to organized rings and repeat events.
Stronger decisions across fraud, risk, and collections—without extra headcount.
Executive-ready visibility into emerging threats and remediation.

Who We Serve

Financial institutions

(banks, credit unions, finance companies) managing large auto portfolios.

Commercial fleets

(including rental) with high vehicle turnover and exposure to complex schemes.

Our Story

We came together after years of watching great teams lose assets they never should’ve lost—not because they lacked talent, but because they lacked timely visibility. The industry has poured massive time and money into front-end controls. Fraud just shifted. We built VINify to meet the problem where it lives now: after the transaction, in the gray space where data is fragmented and accountability is shared.

What Makes VINify Different

Service, not software

The technology supports us; the value is our people and the partnership.

Actionable, not academic

Every alert comes with context and a recommended next move.

Obsessed with time

We optimize for the hours and days that change outcomes.

Our Principles

  • Client outcomes over noise
  • Clarity beats complexity
  • Speed with judgment
  • Relentless learning—fraud evolves; compliance requires more; so do we

Meet the Team

Bethanie Nonami

Client Success

A veteran problem-solver who turns complex, cross-functional challenges into simple action plans. Bethanie leads client delivery and ensures every alert translates into a timely, confident decision.

Damion Nonami

Head of Fraud

A serial entrepreneur since 1999 with deep pattern-recognition instincts. Damion surfaces what’s happening—and what’s likely next—so you can address the fraud you see and the fraud you don’t.

Charles Curry

Technology & Integration

The builder you call for “impossible.” Charles designs resilient, scalable pipelines that keep the data flowing, the signals clean, and the system stable as your needs grow.

Ed Morrow

Law Enforcement Liaison

A forensic accounting mind who specializes in turning complex data into investigative direction. Ed bridges our work with partners on the ground to accelerate outcomes.

We also work with a network of strategic advisors across lending, risk, and asset recovery to pressure-test our methods and sharpen results.

Our Mission

Reduce motor vehicle fraud—one vehicle at a time—by giving good teams earlier signals and a capable partner in the moments that matter.

Get a 100-VIN Audit — Free

Start with confidence —no risk, no PII

We’ll review up to 100 VINs and deliver:

  • A concise Findings & Priorities brief (what changed, where, and why it matters).
  • A Do-Now Action List your team can execute immediately.

No commitment. No integrations. Just clarity—and a partner beside you.  No PII needed, just VINs.

Apply for Your 100 VIN Audit

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Title Alarm LLC, Marley Nonami Incorporated is an approved NMVTIS Data Provider.

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